Payment Compliance Challenges
Cross-Border Complexity
Operating across EU member states requires understanding local NCA interpretations and passporting requirements.
Travel Rule (TFR)
New Transfer of Funds Regulation extends AML requirements to crypto transfers. Complex originator/beneficiary data rules.
Open Banking APIs
PSD2 requires strong customer authentication and secure communication with account servicing payment providers.
How FinlexPro Helps PSPs
Full PSD2 Coverage
All payment services directive articles plus EBA guidelines on SCA, fraud reporting, and incident notification.
EMD2 for E-Money
Electronic money directive requirements for EMIs. Safeguarding, capital requirements, and redemption rights.
Travel Rule Requirements
TFR originator and beneficiary information requirements. Thresholds and exemptions clearly explained.
AML Integration
Cross-reference PSD2/EMD2 with AMLR and AMLD6. Understand customer due diligence obligations.
DORA Overlay
PSPs are in scope for DORA. Understand ICT risk management requirements alongside payment regulations.
MiCA for Crypto Payments
PSPs handling stablecoins need MiCA compliance. Search across both regulatory frameworks.
Regulations Covered
PSD2
Payment Services Directive
EMD2
Electronic Money Directive
TFR
Transfer of Funds Regulation
AMLR
AML Regulation
DORA
Digital Operational Resilience
MiCA
Crypto-Asset Regulation
EBA RTS
Technical Standards
EBA Guidelines
Implementation Guidance
Simplify Payment Regulation Compliance
Join compliance teams at PSPs, EMIs, and fintechs using FinlexPro for regulatory research.