Service Description
FinlexPro is a regulatory research platform providing access to 3,200+ EU financial regulation documents including MiCA, DORA, TFR, AML Package, PSD2, EMD2, and associated ESMA/EBA guidelines.
Intended For
- • Compliance officers
- • Legal professionals
- • Financial institutions
Not Provided
- • Legal advice
- • Financial advice
- • Official interpretations
Subscription & Billing
Monthly Plans
- • Billed monthly in advance
- • Auto-renews each month
- • Cancel anytime
- • Access until period ends
Yearly Plans
- • Billed annually in advance
- • Auto-renews each year
- • Cancel anytime
- • Access until year ends
Payment Processing
All payments are processed securely by Stripe. We do not store credit card information. Prices may change with 30 days notice before your next billing cycle.
Cancellation & Refund Policy
Cancel Anytime
- • Cancel via account dashboard
- • Access continues until period ends
- • No automatic renewal after cancel
- • Resubscribe anytime
No Refunds
- • All payments are final
- • No partial refunds
- • No prorated credits
- • Yearly plans non-refundable
Important: Yearly plans are charged in full at purchase and are non-refundable even if cancelled early.
Intellectual Property Rights
The FinlexPro database is protected under the EU Database Directive (96/9/EC). While underlying EU regulatory texts are public domain, our value-added processing is proprietary.
AI Assistant Usage
AI-Generated Content Disclosure
FinlexPro AI Assistant uses OpenAI GPT-4o and Google Gemini 1.5 Flash language models to generate responses. Users can choose between Standard Mode (GPT-4o) for higher quality or Fast Mode (Gemini) for faster responses. While we strive for accuracy and always provide regulatory citations, AI-generated content may contain errors, inaccuracies, or outdated information.
AI Capabilities
- • Regulatory Q&A with citations
- • Conversation history
- • PDF/TXT export
- • Shareable chat links
Usage Limits
- • Free: No AI access
- • Starter: 100 queries/month
- • Professional+: Unlimited
- • Fair use policy applies
Important: AI Assistant responses do not constitute legal advice. Always verify AI-generated information against official regulatory sources before making compliance decisions. FinlexPro is not liable for decisions made based on AI-generated content.
API Terms of Use
Permitted Uses
- ✓ Internal compliance research
- ✓ Integration into internal tools
- ✓ Building apps (with attribution)
- ✓ Automated workflows
Prohibited Uses
- ✗ Creating competing services
- ✗ Reselling API access
- ✗ Bulk downloading/caching
- ✗ Reverse engineering
Enforcement: API term violations result in immediate access revocation without refund.
Acceptable Use Policy
Important Disclaimers
Information Only: FinlexPro provides regulatory information for reference purposes only. We do not guarantee completeness, accuracy, or currency of all information.
Not Official: FinlexPro is not affiliated with the European Union, ESMA, EBA, or any EU regulatory body. Always verify with official sources.
Limitation of Liability: To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, or consequential damages resulting from use of the service.
Legal Entity
RAVENCORD OÜ
Private Limited Company (Estonia)
Reg: 17088619
D-U-N-S: 536440446
EU Transparency Reg: 7178390101977-81
Registered Address
Meistri tn 6
Tallinn, 13517
Harju maakond
Republic of Estonia
Contact
Key Points
- Cancel anytime, access continues
- No refunds on any plan
- Database rights protected
- Not legal advice
Related Policies
Dispute Resolution
We are not obliged to participate in consumer arbitration. EU Online Dispute Resolution: ec.europa.eu/consumers/odr
Governing Law
These terms are governed by the laws of the Republic of Estonia. Any disputes shall be resolved in the courts of Tallinn, Estonia, subject to applicable EU consumer protection regulations.
Changes to Terms
We may modify these terms at any time. Material changes will be notified via email at least 30 days in advance. Continued use after changes constitutes acceptance.